Self-Funded Plan Services
Our experience with self-funded and partially self-funded benefit plans has given us extensive working knowledge of the industry. From design to implementation, we provide "hands-on" management of self-funded medical plans and help maintain your budget by targeting and controlling high cost elements of employee health plans.
Alliances with national insurance and reinsurance carriers
We have relationships with the top national reinsurance carriers to provide stop-loss coverage for all clients with self-funded contracts.
Partial self-funding
If you're not sure if you are ready to "take the plunge" in the fully self-funded benefits arena there may be hope. We have a number of partially self-funded options which can give you many of the advantages of a self-funding but still limit your claims exposure.
Customized data analysis and cost management
We offer customized monthly reporting and analysis to clients along with evaluation of group insurance plan performance.
Third party administration
AFG works closely with qualified third party administrators to manage all aspects of self-funded benefit plans.
Employee education
We realize the details of self-funding medical plans can be confusing. We offer educational materials and opportunities to help employees manage their self-funded health plans.
Wellness plans
One of the easiest ways to address the rising costs of health-related claims is to promote wellness and better health. We can help you design a wellness plan that is appropriate for your organization.
How to start
Self-funded benefits programs are complex. That's why it's important to partner with a firm like AFG and our Benefits Planning Group. Before any recommendations are made, we will do a comprehensive review of your organization's needs and experiences. Only then will we provide a recommendation regarding your best course of action. We work hard to take the confusion out of the self-funded arena. Please contact us to arrange a consultation to review your situation.